Thursday, August 30, 2012

The Boogie Woogie Flu

I don't really have the Boogie Woogie Flu. I did used to go dancing every weekend til the wee hours of the morning, but I have to say that I don't miss it as much as I would have thought I did. That is a part of my life I happily left behind. My life is happy, secure and stable now. Partying doesn't make me feel fulfilled, nor is it my "right" to go get wasted to celebrate something. I am far too mature to act like that anymore. What I am looking for now is stability, security, love and true happiness. For the most part I have it too. :) But I digress to the real topic: Healthcare.

I don't have the rocking pneumonia either, what I do have is Pneumonia. Ugh, let me tell you, this is the pits. For three weeks now I have coughed, wheezed and hacked up things that looked like the slime from "You Can't Do That on Television" (Total admission as to just how old I am) I have been running a steady fever. The past week + I have been having a lot of pain in my left lung and crackling/gurgling noise when I try to breathe(the operative word there is try), especially when laying down. Now I am spitting up pinkish green stuff and I have to admit I am worried. The tiredness has been awful, there are short-lived times where I have a bit of energy for it only to dissipate a short while later. Did I mention that I have not been able to hear out of my left ear for almost 2 weeks now? My appetite is non existent and I constantly feel dehydrated. And the headaches! I have not had headaches like this since I don't know when. As much as I hate to admit it, it's time that I go to the doctor.

I loathe going to the doctor. If you had as many legitimate medical issues as I do, you would understand. My biggest fear is that they will hospitalize me. There is no amount of words in the English language to properly express how much I do not want that! Spending a month and a half in CCU (Critical Care Unit) was enough for me. Nothing makes me feel more out of control of my life than lying in a hospital, staring longingly out the window. I am not ready to let someone else make my decisions for me.

Here is the bind I am in - no insurance. When Whooping Cough started going around and my oldest caught it, I paid for the entire family to get seen and get antibiotics. Out of the 6 of us, I am the only one with no insurance. Co-pays, medications and my full bill were over $250 dollars. I paid it all, out of pocket that very day. I am not looking forward to incurring another such bill though. My insurance from work doesn't kick in until October 1st, so for now going to the doctor is costly. *sigh* I guess I just suck it up and pay it for now. Hopefully that raise I get won't all go to my medical bills.

So now the question I have is how much coverage is too much? When Chad and I get married, there will be two income earners with the availability of insurance to all 6 of us. Do we double cover just the adults? Do we double cover just the children? Do we double cover all of us? Do we double cover none of us? It would definitely be nice to never have another medical bill to worry about. How much of the cost of insurance is  going to take away from our paychecks? My insurance is free for just me. I am thinking better safe than sorry. My two girls are extremely accident prone. The joke around the house is that Halle could hurt herself breathing. My youngest daughter has been nicknamed "Crash" because of her tendency to not look where she is going and subsequently end up tripping. Now comes the issue of my future step-daughter - shortly after my insurance kicks in, we will be married. That means she will be eligible to be put on my insurance. her mother reacts so brashly to anything that I try to do in assistance that I worry this will be one more pointless battle. My children may end up being triple insured before all is said and done. Their dad has a new job that will offer some great benefits as well. Hopefully we can all work together to do what's best to protect our children and keep them healthy.I definitely don't want my children suffering the tough choices I have had to make with healthcare.

To health, wealth and happiness ~ Andrea

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